Qualification Information:

Individual, Small Group (2- 50) or Senior
-- 1 point per contract

Dental* (sold as stand-alone** or with medical)
-- ½ point per contract
-- 1 point per contract if sold with Medical and Life*

Life* (sold with Small Group medical)
-- ½ point per contract
-- 1 point per contract if sold with Medical and Dental*

TempPlan Contract ½ point

* Life and Dental doubled to 1 point per contract if sold with Medical, Life and Dental. Doubling does not apply to medical. Both Individual and Small Group business is eligible.

**Stand-alone Life or Dental, not eligible for doubling

***Growth is defined as an increase from December 31, 2003 to December 31, 2004 in the agent's total block of Individual, Small Group and Senior medical business (based on contract). Plans may vary by state.

What points earn for EXPO:

200+ points with growth
- Includes EXPO admission, all EXPO activities, breakout and keynote sessions, Hall of Sales, lodging at the Mirage Hotel, EXPO function meals and all EXPO social events.
- For Agent and Guest
- Includes travel allowance for agent and guest – based on agent location

100+ points with growth
- Includes EXPO admission, all EXPO activities, breakout and keynote sessions, Hall of Sales, lodging at the Mirage Hotel, EXPO function meals and all EXPO social events.
- For Agent only
- Includes travel allowance for agent only - based on agent location
- Guest fee: $275 – Includes lodging at the Mirage Hotel (based on double-occupancy with participating agent), EXPO function meals, Hall of Sales and all EXPO social events. Does not include breakout and keynote sessions or transportation.

100 points with no growth or 50+ points with growth – Discount rate: COST TO AGENT TO ATTEND: $495
OR
40 – 49 points with growth – Discount rate: COST TO AGENT TO ATTEND: $795
OR
Multiple Agent Discount rate: COST TO AGENT TO ATTEND: $795
- Includes EXPO admission, all EXPO activities, breakout and keynote sessions, Hall of Sales, lodging at the Mirage Hotel , EXPO function meals and all EXPO social events.
- For Agent only
- Does not include travel allowance
- Guest fee: $275 – Includes lodging at the Mirage Hotel (based on double-occupancy with participating agent), EXPO function meals, Hall of Sales and all EXPO social events. Does not include breakout and keynote sessions or transportation.

Non-Qualifying Cost to Attend EXPO 2005

Full Conference: $995
Includes EXPO admission, all EXPO activities, breakout and keynote sessions, Hall of Sales, lodging at a Mirage Hotel, EXPO function meals and all EXPO social events. Does not include travel allowance.

One-Day Admission: $575 (Monday or Tuesday only)
Includes one-day EXPO admission, all EXPO activities, breakout and keynote sessions, Hall of Sales, EXPO function meals and all EXPO social events. Does not include lodging or transportation allowance.

Guest Fee: $275
Includes lodging at the Mirage Hotel (based on double-occupancy with participating agent), EXPO function meals, Hall of Sales and all EXPO social events. Does not include breakouts and keynote sessions or transportation allowance.